Non-Citizen Spouse Scheme (NCS)

You may be eligible for the if you are a citizen with a spouse who is neither a Singapore Citizen nor a Singapore Permanent Resident (SPR:

Singles Grant; or

Improved CPF Housing Give (Singles)/ Extra CPF Housing Grant (Singles) ^

^ The EHG is introduced and can change the AHG for resale applications received from 11 September 2019.

Singles Grant

Assistance For

Married candidates aged 21 or above whom buy an HDB resale flat beneath the Spouse that is non-Citizen Scheme

Recipient Can Also Be Entitled To

Improved CPF Housing Give for Singles

Recipient May Later Meet The Requirements For

  • Top-Up Grant
  • Resident Top-Up

Grant quantity

Purchasing 2- to 4-room Resale Flat Buying 5-room or larger Resale Flat
$25,000 $20,000

Eligibility

At the least 21 years old

Home Reputation
  • Maybe perhaps Not who owns a flat bought from HDB, or an Executive Condominium (EC) or Design, Build and Sell Scheme (DBSS) flat bought from the designer
  • Not offered a set bought from HDB, or an EC/ DBSS flat purchased from the developer
  • Not received any CPF Housing give for the purchase of a HDB resale flat
  • Not received any as a type of housing subsidy, e.g. Benefitted underneath the Selective En bloc Redevelopment Scheme (SERS), HUDC property privatisation
Flat Type 2-room or bigger
  • Twenty years or maybe more
  • You will get a lease that is flat’s with your HDB Map solutions
  • Try not to have other home offshore or locally, and have now perhaps perhaps not discarded every in the last 30 months
  • Cannot spend money on personal domestic home from the date of flat application till following the 5-year MOP
  • Should not be buying an HDB resale flat which has been established for SERS

^ For resale applications received on or after 11 September 2019. For resale applications received before 11 September 2019, earnings ceiling is $12,000

  • Give Amount = $25,000

Income document guidelines

For the flat application, you together with other candidates and crucial occupiers will have to prepare yourself listed here documents for the verification:

  • Three months’ payslips preceding the of application, if employed full-time (not on commission-basis month)
  • A few months’ of earnings papers preceding the thirty days of application, for any other kinds of work
  • Evidence of jobless, if you don’t working

Apart from the documents that are above we might additionally request other papers for verification if needed.

Nature of work

Documents to Submit

Records

  • A couple of months’ payslips preceding the thirty days of application
  • Page from employer salaries that are certifying three months preceding the thirty days of application; the page must support the:
    • Business stamp/ letterhead
    • Certifying officer’s name, signature, and designation

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Note: If for example the income includes allowances, we’ll need half a year’ payslips preceding the month of application.

  • Assessment is dependant on the common gross month-to-month income, which:
    • Excludes bonuses and earnings received from advertisement hoc overtime work
    • Includes allowances (fixed/ adjustable) received on a basis that is regulare.g. Allowances for meals, transportation, washing, uniform, etc. )
  • If you should be employed full-time but on no-pay leave for under six months, we are going to cons Notice of Assessment (NOA) through the Inland income Authority of Singapore (IRAS) will never be accepted

  • Latest NOA from IRAS or Statement of Annual Accounts certified by a review company
  • Undertaking affirming the typical gross income that is monthly six months preceding the thirty days of application

    Assessment will be based upon the typical gross income that is monthly

    The undertaking for applicants/occupiers to affirm their typical gross month-to-month earnings will be delivered to candidates via email (if needed).

    • A few months’ payslips preceding the of application month
    • Page from employer salaries that are certifying a few months preceding the thirty days of application; the letter must retain the:
      • Business stamp/ letterhead
      • Certifying officer’s title, signature, and designation
    • Assessment is founded on the common gross month-to-month earnings.

    • Six months’ commission statements/ payslips preceding the of application month
    • Page from employer certifying salaries for six months preceding the thirty days of application; the page must retain the:
      • Business stamp/ letterhead
      • Certifying officer’s title, signature, and designation
    • Assessment will be based upon the typical gross income that is monthly.
    • Page from employer certifying salaries for six months preceding the thirty days of application; the letter must support the:
      • Business stamp/ letterhead
      • Certifying officer’s title, signature, and designation
    • Assessment is dependant on the typical gross month-to-month earnings.

    Unemployed individual (between 18 to 62 years old)

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